Ting Accounting
Ting Accounting
A live financial dashboard connected to your books — reconciliations, management reports, and real-time position. The figures below are illustrative sample data.
£250,297
Cash at bank (Ting Pay)
£186,420
MTD revenue
62.4%
Gross margin
£41,900
Net profit (MTD)
Year to date vs prior year
1 May – 30 Sep 2026 compared with 1 May – 30 Sep 2025
| Line | YTD | Prior YTD | Change | % |
|---|---|---|---|---|
| Revenue | £966,420 | £825,000 | +£141,420 | +17.1% |
| Cost of sales | £363,180 | £321,800 | +£41,380 | +12.9% |
| Gross profit | £603,240 | £503,200 | +£100,040 | +19.9% |
| Operating costs | £388,900 | £351,400 | +£37,500 | +10.7% |
| EBITDA | £214,340 | £151,800 | +£62,540 | +41.2% |
| Net profit | £176,500 | £118,600 | +£57,900 | +48.8% |
Cash & Ting Pay reconciliation
The accounting cashbook is fed directly by the Ting Pay fintech wallet
13-week cash forecast
Receipts follow the sales forecast, payments the expenses forecast — from your Ting Pay position
Opening balance
£250,297
Projected receipts
£604,000
Projected payments
£491,000
Closing balance (wk 13)
£363,297
Lowest projected balance is £258,797 in the week of 6 Oct, against a £150,000 minimum cash buffer.
| Month | Receipts = sales forecast | Payments = expenses forecast | Net |
|---|---|---|---|
| Oct | £192,000 | £158,000 | +£34,000 |
| Nov | £198,000 | £161,000 | +£37,000 |
| Dec | £214,000 | £172,000 | +£42,000 |
Cashbook balance
Inflow, outflow & running balance from Ting Pay · last 6 months
Sales performance
Actual vs target vs last year · £000s
Debtors & creditors aging
Outstanding balances by age bucket
Total receivable
£91,350
Total payable
£32,250
Cost analysis
Operating cost breakdown · this month
Variance analysis
Budget vs actual · month to date
| Line | Budget | Actual | Variance |
|---|---|---|---|
| Revenue | £175,000 | £186,420 | +£11,420(6.5%) |
| Cost of sales | £66,000 | £70,100 | +£4,100(6.2%) |
| Gross profit | £109,000 | £116,320 | +£7,320(6.7%) |
| Operating costs | £68,000 | £74,420 | +£6,420(9.4%) |
| Net profit | £41,000 | £41,900 | +£900(2.2%) |
Financial modelling
12-month rolling forecast · revenue, expenses & net cash flow (£000s)
Base case
Current run-rate, 8% revenue growth QoQ
£612k net cash / 12mo
Downside
Flat sales, +5% cost inflation
£318k net cash / 12mo
Expansion
New SG entity live in Q2
£840k net cash / 12mo